1.
Introduction
This policy covers i-Background.com's
use
of
personal
information
that
it
collects
when
you
use
i-Background.com.
The policy
also
gives
you
information
about
cookies;
i-Background.com
and
third
parties'
use
of
cookies;
and
how
you
may
reject
such
cookies.
From
time
to time,
you
will
be
asked
to submit
personal
information
about
yourself
(e.g.
name
and
email
address)
in order
to
receive
or use
services
on our
website.
Such
services
include
newsletters,
competitions,
live
chats,
message
boards
and
i-Background
membership.
By
entering
your
details
in the
fields
requested,
you
enable
i-Background.com
and
its
service
providers
to provide
you
with
the
services
you
select.
Whenever
you
provide
such
personal
information,
we will
treat
that
information
in accordance
with
this
policy.
When
using
your
personal
informaiton
i-Background
will
act
in accordance
with
current
legislation
and
aim
to meet
current
Internet
best
practice.
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2. Visitor Information
During the course of any visit to i-Background.com, the pages you see, along
with a short text file called a 'cookie', are downloaded to your computer. Many
websites do this, because cookies enable website publishers to do useful things
like find out whether the computer (and probably its user) has visited the website
before. This is done on a repeat visit by checking to see, and finding, the cookie
left there on the last visit.
Information supplied
by cookies can help us to provide you
with a better online user experience
and assist us to analyse the profile
of our visitors. For example: if on
a previous visit you went to our credit
report pages, we might find this out
from your cookie and highlight credit
report information on your second and
subsequent visits.
Statcounter.com,
an
independent
measurement
and
research
company,
gathers
non-personal
information
regarding
the
visitors
to
our
website
on
our
behalf
using
cookies,
log
file
data
and
code
which
is
embedded on
our
website.
i-Background.com
uses
this
type
of
information,
as
with
that
obtained
from
other
cookies
used
on
the
site,
to
help
us
improve
the
services
to our
users.
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3.
What
is
a
Cookie?
A cookie is a small amount of data, which often includes an anonymous unique
identifier that is sent to your browser from a website's computer and stored
on your computer's hard drive. Each website can send its own cookie to your browser
if your browser's preferences allow it, but (to protect your privacy) your browser
only permits a web site to access the cookies it has already sent to you, not
the cookies sent to you by other sites.
Many
sites
do this
whenever
a user
visits
their
website
in order
to track
online
traffic
flows.
Cookies
record
information
about
your
online
preferences.
Users
have
the
opportunity
to
set
their
computers
to
accept
all
cookies,
to
notify
them
when
a
cookie
is
issued,
or
not
to
receive
cookies
at
any
time.
The
last
of
these,
of
course,
means
that
certain
personalised
services
cannot
then
be
provided
to
that
user
and
accordingly
you
may
not
be
able
to
take
full
advantage
of
all
of
the
i-Background.com
features.
Each
browser
is
different,
so
check
the "Help" menu
of
your
browser
to
learn
how
to
change
your
cookie
preferences.
If
you
have
set
your
computer
to
reject
cookies
you
can
still
browse
i-Background.com
anonymously
until
such
time
as
you
wish
to
register
for
i-Background.com
services.
For
further
information
on
cookies
please
visit The
Wikipedia
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4.
Use
and
Storage
of
your
Personal
Information
When you supply any personal information to i-Background.com (e.g. for competitions,
i-Background.com Community services or i-Background.com membership) we have legal
obligations towards you in the way we use that data. We must collect the information
fairly, that is, we must explain how we will use it (see the notices on particular
webpages that let you know why we are requesting the information) and tell you
if we want to pass the information on to anyone else.
In
general,
any
information
you
provide
to
i-Background.com
will
only
be
used
within
i-Background.com
and
by
its
agents,
staff
members,
and
service
providers.
Your
information
will
be
disclosed
where
we
are
obliged
or
permitted
by
law.
Also,
if
you
post
or
send
offensive,
inappropriate
or
objectionable
content
anywhere
on
or
to
i-Background.com
or
otherwise
engage
in
any
disruptive
behaviour
on
i-Background.com,
we
can
use
whatever
information
that
is
available
to
us
about
you
to
stop
such
behaviour.
This
may
involve
informing
relevant
third
parties
such
as
your
employer,
school e-mail/Internet
provider
and
law
enforcement
agencies
about
the
content
and
your
behaviour.
We
will
hold
your
personal
information
on
our
systems
for
as
long
as
you
use
the
service
you
have
requested,
and
remove
it
in
the
event
that
the
purpose
has
been
met,
or,
in
the
case
of
i-Background.com
membership
you
no
longer
wish
to
continue
your
registration
as
a
i-Background.com
member.
For
safety
reasons,
however,
i-Background.com
may
store
messaging
transcript
data
(including
message
content,
member
names,
times
and
dates)
arising
from
the
use
of
i-Background.com
Community
services
such
as
our
forums
for
a
period
of
six
months.
Where
personal
information is
held
for
people
who
are
not
yet
registered
but
have
taken
part
in
other
i-Background.com
services
(e.g.
competitions),
that
information
will
be
held
as
long
as
is
necessary
to
ensure
that
the
service
is
run
smoothly.
We
will
ensure
that
all
personal
information
supplied
is
held
securely,
in
accordance
with
the
Data
Protection
Act
of
1998.
If
you
are
notified
on
a
Zenrider
Enterprise
(owner
of
i-Background.com)
site
that
your
information
may
be
used
to
allow
us
to
contact
you
for "service
administration
purposes",
this
means
that
Zenrider
Enterprises
may
contact
you
for
a
number
of
purposes
related
to
the
service
you
have
signed
up
for.
For
example,
we
may
wish
to
provide
you
with
password
reminders
or
notify
you
that
the
particular
service
has
been
suspended
for maintenance.
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5.
Access
to
your
Personal
Information
You
have
the
right
to
request
a
copy
of
the
personal
information
that
i-Background.com
holds
about
you
and
to
have
any
inaccuracies
corrected.
(We
charge
$30
USD
for
information
requests.)
Please
address
requests
to
the
Data
Protection
Officer
Dia
Placencia,
3116
Mill
Ave.,
Phoenix,
AZ
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6.
Users
16
and
Under
If
you
are
aged
16
or
under,
please
get
your
parent
/
guardian's
permission
beforehand
whenever
you
provide
personal
information
to
i-Background.com.
Users
without
this
consent are
not
allowed
to
provide
us
with personal
information.
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7.
How
to
view
your
Cookie
Code
Just
double-click
on
a
cookie
to
open
it.
You'll
see
a
short
string
of
text
and
numbers.
The
numbers
are
your
identification
card,
which
can
only
be
seen
by
the
server
that
gave
you
the
cookie.
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Email: i-background support
